ATB Financial

ATB Financial Mortgage Rates

Compare current ATB Financial mortgage rates in Canada

Alberta's financial institution, built for Albertans.

Best ATB Financial Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

4.59%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

3.85%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
1 year	—	5.79%Apply	—	—
2 years	—	5.49%Apply	—	—
3 years	—	5.14%Apply	—	—
4 years	—	4.84%Apply	—	—
5 years	—	4.59%Apply	—	3.85%Apply
7 years	—	4.79%Apply	—	—
10 years	—	4.89%Apply	—	—

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option

Best Rate

Uninsured

5.79%

Get This Rate

2 years

1 option

Best Rate

Uninsured

5.49%

Get This Rate

3 years

1 option

Best Rate

Uninsured

5.14%

Get This Rate

4 years

1 option

Best Rate

Uninsured

4.84%

Get This Rate

5 years

1 option

Best Rate

Uninsured

4.59%

Get This Rate

7 years

1 option

Best Rate

Uninsured

4.79%

Get This Rate

10 years

1 option

Best Rate

Uninsured

4.89%

Get This Rate

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option

Best Rate

Uninsured

3.85%

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About ATB Financial

ATB Financial is a unique Alberta-based financial institution, wholly owned by the Province of Alberta, dedicated to serving Albertans with personalized banking and mortgage solutions. ATB offers a full range of mortgage products including fixed-rate, variable-rate, and home equity lines of credit, all with competitive rates and flexible terms. Their mortgage specialists have deep knowledge of Alberta's real estate market, from Calgary and Edmonton to rural communities. ATB is known for its entrepreneurial spirit, community investment, and commitment to putting Albertans first in every financial decision.