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Manulife Bank Mortgage Rates

Compare current Manulife Bank mortgage rates in Canada

All-in-one banking that puts your mortgage to work.

Best Manulife Bank Rates

Lowest rates by product type

5-Year Fixed

Insured
5.04%

Insured

View Rate

5-Year Fixed

Uninsured
5.19%

Uninsured

View Rate

5-Year Variable

Insured
4.60%

Insured

View Rate

5-Year Variable

Uninsured
4.80%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
1 year
6.14%Apply
2 years
5.84%Apply
3 years
5.09%Apply
4 years
5.19%Apply
5 years
5.04%Apply
5.19%Apply
4.60%Apply
4.80%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option
Best Rate
Uninsured
6.14%

2 years

1 option
Best Rate
Uninsured
5.84%

3 years

1 option
Best Rate
Uninsured
5.09%

4 years

1 option
Best Rate
Uninsured
5.19%

5 years

2 options
Best Rate
Insured
5.04%
Uninsured
5.19%

Variable Rate Mortgages

Rates change with the prime rate

5 years

2 options
Best Rate
Insured
4.60%
Uninsured
4.80%
M

About Manulife Bank

Manulife Bank offers the innovative Manulife One account, an all-in-one mortgage and banking solution that combines your mortgage, line of credit, and chequing into a single account. By depositing your income directly against your mortgage balance, you can dramatically reduce interest costs and pay off your home faster. Manulife also offers traditional fixed and variable mortgage products with competitive rates. Their digital platform makes it easy to manage your all-in-one account, track interest savings, and access funds when needed. For financially savvy homeowners looking to optimize their mortgage strategy, Manulife One is a unique and powerful tool.

Mortgage Specialties

All-in-one mortgage bankingManulife One accountFixed-rate mortgagesVariable-rate mortgagesHELOC products

Unique Features

  • Manulife One: mortgage + banking combined
  • Income deposited against mortgage balance
  • Interest savings tracking
  • Flexible access to home equity
  • Digital account management

Popular Cities

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