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Meridian Credit Union

Meridian Credit Union Mortgage Rates

Compare current Meridian Credit Union mortgage rates in Canada

Ontario's largest credit union, owned by the people it serves.

Best Meridian Credit Union Rates

Lowest rates by product type

5-Year Fixed

Insured
4.74%

Insured

View Rate

5-Year Fixed

Uninsured
4.89%

Uninsured

View Rate

5-Year Variable

Insured
4.40%

Insured

View Rate

5-Year Variable

Uninsured
4.60%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
1 year
5.99%Apply
2 years
5.39%Apply
3 years
4.89%Apply
4 years
4.99%Apply
5 years
4.74%Apply
4.89%Apply
4.40%Apply
4.60%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option
Best Rate
Uninsured
5.99%

2 years

1 option
Best Rate
Uninsured
5.39%

3 years

1 option
Best Rate
Uninsured
4.89%

4 years

1 option
Best Rate
Uninsured
4.99%

5 years

2 options
Best Rate
Insured
4.74%
Uninsured
4.89%

Variable Rate Mortgages

Rates change with the prime rate

5 years

2 options
Best Rate
Insured
4.40%
Uninsured
4.60%
M

About Meridian Credit Union

Meridian Credit Union is Ontario's largest credit union, serving over 370,000 members with a full range of mortgage products and financial services. As a member-owned cooperative, Meridian returns profits to members through better mortgage rates, lower fees, and community investment. Meridian offers fixed-rate, variable-rate, and home equity line of credit mortgages with flexible terms and generous prepayment options. Their Maximum Mortgage program allows borrowers to bundle multiple products for additional rate discounts. Meridian's mortgage advisors provide personalized, local service with the financial strength of one of Canada's strongest credit unions.

Mortgage Specialties

Credit union mortgagesFixed-rate mortgagesVariable-rate mortgagesHome equity lines of creditMaximum Mortgage program

Unique Features

  • Member-owned, profit sharing
  • Maximum Mortgage bundled discounts
  • Local Ontario expertise
  • Generous prepayment options
  • Strong community investment

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