National Bank

National Bank of Canada Mortgage Rates

Compare current National Bank of Canada mortgage rates in Canada

Tailored mortgage solutions for Quebec and beyond.

Best National Bank of Canada Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

4.64%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

4.10%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
3 years	—	4.54%Apply	—	—
5 years	—	4.64%Apply	—	4.10%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

3 years

1 option

Best Rate

Uninsured

4.54%

Get This Rate

5 years

1 option

Best Rate

Uninsured

4.64%

Get This Rate

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option

Best Rate

Uninsured

4.10%

Get This Rate

About National Bank of Canada

National Bank of Canada is the sixth-largest bank in Canada and a major player in Quebec's mortgage market, with a growing presence nationwide. National Bank offers a full range of mortgage products including fixed-rate, variable-rate, and all-in-one banking solutions that combine mortgage and line of credit features. Their Flex Mortgage allows borrowers to split their mortgage between fixed and variable rates for balanced risk. With competitive rates, a strong digital platform, and dedicated mortgage advisors, National Bank serves first-time buyers, renewals, refinances, and investors with tailored financing solutions.