Bank of Montreal Mortgage Rates
Compare current Bank of Montreal mortgage rates in Canada
Making homeownership possible with smart mortgage solutions.
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Fixed Rate Mortgages
Lock in your rate for the term of your mortgage
3 years
1 option5 years
2 optionsVariable Rate Mortgages
Rates change with the prime rate
5 years
1 optionAbout Bank of Montreal
BMO Bank of Montreal is one of Canada's oldest and most trusted banks, offering a comprehensive range of mortgage products for first-time buyers, renewals, and refinances. BMO is known for its Smart Fixed Mortgage, which provides peace of mind with a fixed rate and flexible prepayment options. BMO also offers a full-featured Home Equity Line of Credit (HELOC) for homeowners looking to tap into their property's equity. With competitive rates, a user-friendly online mortgage calculator, and access to mortgage specialists across Canada, BMO helps borrowers navigate the mortgage stress test and find the right financing solution.
Mortgage Specialties
Unique Features
- Smart Fixed Mortgage with prepayment flexibility
- HELOC access
- Online mortgage pre-approval
- Rate hold options
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