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Canadian Imperial Bank of Commerce Mortgage Rates

Compare current Canadian Imperial Bank of Commerce mortgage rates in Canada

Ambition meets innovation with the CIBC Home Power Plan.

Best Canadian Imperial Bank of Commerce Rates

Lowest rates by product type

5-Year Fixed

Insured
4.19%

Insured

View Rate

5-Year Fixed

Uninsured
4.54%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured
4.15%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
1 year
5.74%Apply
2 years
4.99%Apply
3 years
4.39%Apply
4.15%Apply
4 years
4.84%Apply
5 years
4.19%Apply
4.54%Apply
4.15%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option
Best Rate
Uninsured
5.74%

2 years

1 option
Best Rate
Uninsured
4.99%

3 years

1 option
Best Rate
Uninsured
4.39%

4 years

1 option
Best Rate
Uninsured
4.84%

5 years

2 options
Best Rate
Insured
4.19%
Uninsured
4.54%

Variable Rate Mortgages

Rates change with the prime rate

3 years

1 option
Best Rate
Uninsured
4.15%

5 years

1 option
Best Rate
Uninsured
4.15%
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About Canadian Imperial Bank of Commerce

CIBC is a leading Canadian bank offering competitive mortgage rates and the innovative CIBC Home Power Plan, which combines a mortgage with a home equity line of credit to give borrowers flexible access to funds at low interest rates. CIBC provides fixed-rate, variable-rate, and convertible mortgages, along with specialized products for newcomers to Canada and investment properties. Their online mortgage tools, including payment calculators and pre-approval, make it easy to explore options from anywhere. CIBC mortgage advisors offer personalized advice with no cost or obligation, helping clients understand prepayment options and mortgage renewal strategies.

Mortgage Specialties

Fixed-rate mortgagesVariable-rate mortgagesCIBC Home Power PlanNewcomer mortgagesInvestment property financing

Unique Features

  • Home Power Plan: mortgage + HELOC combo
  • Convertible mortgage options
  • Prepayment flexibility
  • Personalized mortgage advice

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