Home Trust

Home Trust Mortgage Rates

Compare current Home Trust mortgage rates in Canada

Flexible mortgage solutions for Canadians who think outside the box.

Best Home Trust Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

4.59%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

3.85%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
1 year	—	5.59%Apply	—	—
2 years	—	5.29%Apply	—	—
3 years	—	4.69%Apply	—	—
5 years	—	4.59%Apply	—	3.85%Apply
10 years	—	4.79%Apply	—	—

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option

Best Rate

Uninsured

5.59%

Get This Rate

2 years

1 option

Best Rate

Uninsured

5.29%

Get This Rate

3 years

1 option

Best Rate

Uninsured

4.69%

Get This Rate

5 years

1 option

Best Rate

Uninsured

4.59%

Get This Rate

10 years

1 option

Best Rate

Uninsured

4.79%

Get This Rate

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option

Best Rate

Uninsured

3.85%

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About Home Trust

Home Trust is one of Canada's leading alternative mortgage lenders, specializing in residential mortgages for borrowers who don't fit the traditional bank profile. Home Trust offers prime, near-prime, and alternative mortgage products, including first and second mortgages, with a focus on common-sense underwriting. They serve self-employed individuals, investors, newcomers to Canada, and those rebuilding credit. Home Trust's products are available exclusively through mortgage brokers, ensuring borrowers receive personalized advice alongside flexible financing solutions. With a long track record and strong capital position, Home Trust is a reliable alternative to conventional mortgage lending.