Lendwise logo
Lendwise

Lendwise Mortgage Rates

Compare current Lendwise mortgage rates in Canada

Smart lending solutions for today's Canadian homeowner.

Best Lendwise Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured
4.39%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured
3.70%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
1 year
5.39%Apply
2 years
5.09%Apply
3 years
4.74%Apply
5 years
4.39%Apply
3.70%Apply
7 years
4.64%Apply
10 years
4.79%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option
Best Rate
Uninsured
5.39%

2 years

1 option
Best Rate
Uninsured
5.09%

3 years

1 option
Best Rate
Uninsured
4.74%

5 years

1 option
Best Rate
Uninsured
4.39%

7 years

1 option
Best Rate
Uninsured
4.64%

10 years

1 option
Best Rate
Uninsured
4.79%

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option
Best Rate
Uninsured
3.70%
L

About Lendwise

Lendwise is a Canadian alternative mortgage lender specializing in residential mortgages for borrowers who may not qualify with traditional banks. Lendwise offers a range of products including first mortgages, second mortgages, and home equity loans with flexible qualification criteria. They focus on common-sense underwriting, looking beyond credit scores to understand each borrower's full financial picture. Lendwise is particularly popular for debt consolidation, home renovations, and financing for self-employed individuals. Their broker channel ensures borrowers receive personalized advice while accessing competitive alternative mortgage rates.

Mortgage Specialties

Alternative mortgage lendingFirst mortgagesSecond mortgagesHome equity loansDebt consolidation mortgages

Unique Features

  • Common-sense underwriting
  • Flexible qualification criteria
  • Second mortgage options
  • Self-employed friendly
  • Broker-only access

Popular Cities

See Lendwise rates in major Canadian markets

Compare All Lenders

See how Lendwise rates compare to other Canadian banks and lenders

Compare All Rates