Merix Financial

Merix Financial Mortgage Rates

Compare current Merix Financial mortgage rates in Canada

Innovative mortgage solutions for the modern Canadian borrower.

Best Merix Financial Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

4.39%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

3.75%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
1 year	—	5.54%Apply	—	—
2 years	—	5.24%Apply	—	—
3 years	—	4.84%Apply	—	—
4 years	—	4.69%Apply	—	—
5 years	—	4.39%Apply	—	3.75%Apply
7 years	—	4.64%Apply	—	—
10 years	—	4.79%Apply	—	—

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option

Best Rate

Uninsured

5.54%

Get This Rate

2 years

1 option

Best Rate

Uninsured

5.24%

Get This Rate

3 years

1 option

Best Rate

Uninsured

4.84%

Get This Rate

4 years

1 option

Best Rate

Uninsured

4.69%

Get This Rate

5 years

1 option

Best Rate

Uninsured

4.39%

Get This Rate

7 years

1 option

Best Rate

Uninsured

4.64%

Get This Rate

10 years

1 option

Best Rate

Uninsured

4.79%

Get This Rate

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option

Best Rate

Uninsured

3.75%

Get This Rate

About Merix Financial

Merix Financial is a leading Canadian monoline lender offering a diverse range of mortgage products exclusively through mortgage brokers. Merix is known for competitive rates, flexible underwriting, and innovative programs for borrowers who don't fit the traditional bank mold. Their product lineup includes fixed-rate, variable-rate, and specialized mortgages for self-employed individuals, rental property investors, and those with non-traditional income. Merix's online broker portal, LYNX, streamlines the application process, while their customer service team provides responsive support throughout the mortgage lifecycle.