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RFA Bank

RFA Bank Mortgage Rates

Compare current RFA Bank mortgage rates in Canada

Alternative mortgage solutions for non-traditional borrowers.

Best RFA Bank Rates

Lowest rates by product type

5-Year Fixed

Insured
4.84%

Insured

View Rate

5-Year Fixed

Uninsured
4.99%

Uninsured

View Rate

5-Year Variable

Insured
4.15%

Insured

View Rate

5-Year Variable

Uninsured
4.35%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
1 year
5.99%Apply
2 years
5.59%Apply
3 years
4.99%Apply
4 years
5.09%Apply
5 years
4.84%Apply
4.99%Apply
4.15%Apply
4.35%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option
Best Rate
Uninsured
5.99%

2 years

1 option
Best Rate
Uninsured
5.59%

3 years

1 option
Best Rate
Uninsured
4.99%

4 years

1 option
Best Rate
Uninsured
5.09%

5 years

2 options
Best Rate
Insured
4.84%
Uninsured
4.99%

Variable Rate Mortgages

Rates change with the prime rate

5 years

2 options
Best Rate
Insured
4.15%
Uninsured
4.35%
R

About RFA Bank

RFA is a Canadian alternative mortgage lender specializing in residential mortgages for borrowers who need flexible solutions beyond what traditional banks offer. RFA provides first and second mortgages, home equity loans, and refinancing options with a focus on quick turnaround times and common-sense underwriting. They serve borrowers with bruised credit, self-employed income, or unique property types that may not fit bank guidelines. Through the broker channel, RFA offers personalized mortgage solutions with competitive alternative rates.

Mortgage Specialties

Alternative mortgage lendingFirst mortgagesSecond mortgagesHome equity loansBruised credit mortgages

Unique Features

  • Flexible alternative underwriting
  • Quick turnaround times
  • Bruised credit solutions
  • Self-employed friendly
  • Broker-only access

Popular Cities

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