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TD Canada Trust

TD Bank Mortgage Rates

Compare current TD Bank mortgage rates in Canada

Comfortable banking with flexible mortgage solutions.

Best TD Bank Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured
6.09%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured
4.60%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
1 year
5.49%Apply
2 years
4.89%Apply
3 years
6.05%Apply
4 years
5.99%Apply
5 years
6.09%Apply
4.60%Apply
6 years
6.29%Apply
7 years
6.40%Apply
10 years
6.80%Apply

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

1 year

1 option
Best Rate
Uninsured
5.49%

2 years

1 option
Best Rate
Uninsured
4.89%

3 years

1 option
Best Rate
Uninsured
6.05%

4 years

1 option
Best Rate
Uninsured
5.99%

5 years

1 option
Best Rate
Uninsured
6.09%

6 years

1 option
Best Rate
Uninsured
6.29%

7 years

1 option
Best Rate
Uninsured
6.40%

10 years

1 option
Best Rate
Uninsured
6.80%

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option
Best Rate
Uninsured
4.60%
T

About TD Bank

TD Bank is one of Canada's most recognized financial institutions, offering a full suite of mortgage products designed for every stage of homeownership. TD is well-known for its TD Mortgage Affordability Calculator and flexible prepayment options that let borrowers increase payments by up to 100% or make annual lump-sum prepayments up to 15%. TD offers both fixed and variable mortgage rates, including the popular TD Home Equity FlexLine that combines a mortgage with a revolving line of credit. With thousands of branches, robust online banking, and dedicated mortgage specialists, TD makes the home buying and refinancing process straightforward for Canadian families.

Mortgage Specialties

Fixed-rate mortgagesVariable-rate mortgagesTD Home Equity FlexLineNewcomer to Canada mortgagesMortgage refinancing

Unique Features

  • Payment increase up to 100%
  • 15% annual lump-sum prepayment
  • TD Home Equity FlexLine
  • Newcomer mortgage programs

Popular Cities

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