
TD Bank Mortgage Rates
Compare current TD Bank mortgage rates in Canada
Comfortable banking with flexible mortgage solutions.
Best TD Bank Rates
Lowest rates by product type
Rate Overview
Best rate for each term and product type
Fixed Rate Mortgages
Lock in your rate for the term of your mortgage
1 year
1 option2 years
1 option3 years
1 option4 years
1 option5 years
1 option6 years
1 option7 years
1 option10 years
1 optionVariable Rate Mortgages
Rates change with the prime rate
5 years
1 optionAbout TD Bank
TD Bank is one of Canada's most recognized financial institutions, offering a full suite of mortgage products designed for every stage of homeownership. TD is well-known for its TD Mortgage Affordability Calculator and flexible prepayment options that let borrowers increase payments by up to 100% or make annual lump-sum prepayments up to 15%. TD offers both fixed and variable mortgage rates, including the popular TD Home Equity FlexLine that combines a mortgage with a revolving line of credit. With thousands of branches, robust online banking, and dedicated mortgage specialists, TD makes the home buying and refinancing process straightforward for Canadian families.
Mortgage Specialties
Unique Features
- Payment increase up to 100%
- 15% annual lump-sum prepayment
- TD Home Equity FlexLine
- Newcomer mortgage programs
Popular Cities
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Useful Tools
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