TD Canada Trust

TD Bank Mortgage Rates

Compare current TD Bank mortgage rates in Canada

Comfortable banking with flexible mortgage solutions.

Best TD Bank Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

4.84%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

No rate available

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
3 years	—	4.64%	—	—
5 years	—	4.84%	—	—

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

3 years

1 option

Best Rate

Uninsured

4.64%

Get This Rate

5 years

1 option

Best Rate

Uninsured

4.84%

Get This Rate

About TD Bank

TD Bank is one of Canada's most recognized financial institutions, offering a full suite of mortgage products designed for every stage of homeownership. TD is well-known for its TD Mortgage Affordability Calculator and flexible prepayment options that let borrowers increase payments by up to 100% or make annual lump-sum prepayments up to 15%. TD offers both fixed and variable mortgage rates, including the popular TD Home Equity FlexLine that combines a mortgage with a revolving line of credit. With thousands of branches, robust online banking, and dedicated mortgage specialists, TD makes the home buying and refinancing process straightforward for Canadian families.